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For those who place great value in their car, the thought of a scratch or smallest of dinks is enough to induce a sweat! Have you asked yourself if your car insurance is providing adequate cover?
Car insurance policies can cover for damage due to accident, fire, natural events, or from theft.
Trusted Car Insurance Providers
Protecting Your Ride with Confidence and Reliability
Car insurance is there to protect yourself, your car, and any third party involved in an accident. Car insurance is mandatory and not having cover is illegal as per the Road Safety Act of 2006. When it comes to purchasing a new policy, comparing car insurance quotes will provide a range of optional enhancements for you to add that may include;
Extra Protection
Additional Cover Options
Breakdown Cover
Car Breakdown Cover will offer assistance from the roadside or at home when your car breaks down
Car Key Cover
Key Cover will take care of the expensive cost of replacing or reprogramming lost or stolen keys
No Claims Bonus Protection
If you have No claims bonus you want to protect then having no claims bonus protection will maintain your No claims discount encase of a claim
Courtesy Car Cover
In case of an accident or claim your insurer will provide you will a courtesy car
European Cover
Will give you comprehensive cover when you drive abroad in EU countries this also includes Ireland
Personal Accident Cover
You will be covered if you sustain a personal injury during an accident and this can be extended to include your passengers as well
Motor Legal Expenses
This will cover the legal costs you need to pay following an accident that was not your fault. Further more this could cover you against an uninsured driver.
Windscreen Cover
Covers you for a cracked or chipped windscreen. Windscreen cover normally covers a repair or replacement glass.
Misfuelling Cover
If you put the wrong fuel in your car it can cause sustainable costs. This will cover the cost of having the tank drained and cleaned if you use the wrong fuel.
Personal Belongings Cover
Covers your personal possessions from theft or if your car was written off in an accident and destroyed.
Essential Details
What information will you need to compare car insurance with Try compare
Information About Yourself
If you put the wrong fuel in your car it can cause sustainable costs. This will cover the cost of having the tank drained and cleaned if you use the wrong fuel.
Details about the car you want to insure
This will include the registration, how much the car is worth and any other minor details about the car. Our registration look up too provides most of the information.
The level of cover you need
This will include the excess and whether you want fully comprehensive car insurance, third party fire and theft car insurance or third party only car insurance.
Maximize Savings
How Can I get the cheapest Car insurance Quotes
Consider Car insurance with a black box or telematics
Black box or telematics insurance can help you save on your insurance. Specifically for first time drivers or drivers between the ages of 18-24 year olds
Compare Quotes
Compare Car Insurance Quotes with Try Compare as you can save on average of up to £519* when you compare car insurance.
Pay annually
By paying annually you save on the monthly interest rates you would if you paid monthly. This can be as much as 10%
Use GPS Trackers and Immobilisers
You can save up to £150 on your car insurance by having either a GPS tracker or and an immobiliser installed in your car.
Selecting the right car
Depending on the car you buy depends on how much your insurance will cost. By selecting a powerful car or one that has modifications can increase your insurance costs.
Customise your car insurance policy
There are lots of ways to save on a car insurance policy some but not limited to would be car excess levels or choosing the right level of cover such as Fully comprehensive over Third party cover.
Required Details
How do I make a claim on car insurance
Report the claim to your insurer
If you have an accident that is your fault or you were hit by another driver you must contact your insurance provider. Make sure you take the registration number down of the vehicle you were in an accident with and any personal details.
Provide supporting documents
Your insurer will need your insurance policy details, this will include your policy number and any evidence you have of the claim. If you can send in photos, dash cam footage, policy report or any details for witnesses the insurer can contact.
After reporting the claim
Your insurer will have to investigate the claim and speak to the other insurance provider of the other driver at this point once all is complete the insurer will either settle the claim and compensate the market value of the car or repair the car at an approved garage on the provision the claim is approved.
Why Choose Try Compare For Car Insurance?
Compare very cheap car insurance with Try Compare and get the competitive insurance quotes available to you and save money. The insurance providers can help you insure your car on a temporary, monthly or annual basis. Try Compare an annual car insurance policy to save money
Compare car insurance quotes today to find out if you could save
We Also Offer Insurance For Drivers That Have Points On Their Licence
Try Compare can also compare car insurance quotes with a panel of UK insurance brokers. Try Compare and see if you can save!
Your Answer
Frequently asked questions & searching answer.
Why is it important to have the correct insurance cover?
With good car insurance comes peace of mind and it’s worth remembering that having insufficient insurance for your car is illegal and if you are caught driving on the road, or in a public place without car insurance, you could be penalised. Unless your car is registered as ‘off the road’ (SORN), or is in the process of being either bought or sold, you could face a fine for not insuring your car.
You must have a minimum basic cover policy (i.e third party insurance). 6 penalty points are given to uninsured drivers with an on-the-spot fine of up to £300. If you are taken to the court you could face an unlimited fine and/or be banned from driving. The police may also seize your vehicle and have it destroyed or impounded.
What add-ons are available to enhance my car insurance?
Additional cover can be secured to give your vehicle an extra level of protection. There are many different add-ons that you can choose from that you can add to one of the three basic policy types above.
No Claims Bonus protection – Your record without incident is rewarded, for all consecutive years that you have not made a claim on your policy, and your policy price will reduce as a result. Some insurance companies make it a requirement to have a minimum amount of ‘no claims’ years to protect your ‘no claims’ bonus. You can also choose to protect your ‘no claims’ bonus.
Legal Cover – This policy covers you against any potential costs from legal action brought against you by a third party.
Breakdown Cover – In the event of a breakdown your insurer will send a specialist immediately to fix your vehicle and get you back on the road quickly and safely.
Hire Car Cover – This cover provides you with a replacement vehicle in the event of your car being involved in an accident, or you somehow lose your car through no fault of yours.
Key Care Cover – This policy provides you with a replacement key should yours become lost. This policy add-on may also provide a hire car if your car cannot be used due to loss of keys.
How do I reduce the cost of my car insurance?
Reducing the cost of your car insurance is possible with a few considerations. Here are a list of things for you to think about when trying to find cheaper car insurance;
- Use us to shop around to compare different car insurance quotes from many insurance providers.
- Try to go for fully comprehensive cover if you can, this can save you money.
- If possible, pay up front to save even more money.
- Get a suitable car and don’t modify it as this may attract thieves and will place your car in a higher risk bracket.
- Increase your car security by installing a dash-cam – you may be offered a discount if you have one.
- Cut additional cover if you have any – policy add-ons come at a cost.
- Set a lower mileage limit – you may be charged less if you have a lower mileage allowance.
- Increase your voluntary excess – insurers will then pay less towards any claims, but this is likely to reduce your premium price.
Do I Need Car Insurance?
Yes, car insurance is a legal requirement for all those who use public highways/roads. Driving without insurance is a serious driver offence so be sure to get at the very minimum a third party insurance policy to protect those around you driving on roads as well as other people’s property.
Will any insurance claim increase my insurance premium?
Any car insurance claim will increase your premium. However, a non-fault claim won’t impact it as much as a claim where you are at fault.
What types of Car Insurance can I purchase?
Different insurance companies have different policies and covers that they offer. With so many companies and policies on the market, it can be difficult to decide which is the most suitable for you. The quote forms clearly state the level of cover each policy provides. There are three main types of car insurance policies;
Comprehensive – This is one of the most complete insurance policies available and covers everything that a ‘third party, fire and theft’ policy does, as well as covering damage to your vehicle (even when you were found to be at fault). You can claim for repair of your car due to an accident, damage or vandalism. It offers the most extensive level of protection of the three categories.
Third party only – This is the minimum level of cover required by law in the UK. This policy pays only for third party injuries and damages to your vehicle and property, as well as passengers in your car. This option is typically chosen by those who drive an older car, or a vehicle with low value.
Third party, fire and theft – In addition to third party injuries and damages, this policy compensates you if your car is stolen or destroyed by fire.
What details do I need to provide to get car insurance?
- Your vehicle information – Registration, make, model, the year it was registered, value, engine size, etc.
- Your personal details – name, date of birth, address, marital status, job title.
- Proof of your no-claim bonus – This ensures your car insurance is cheaper if you’ve avoided claiming for a period of time.
- Your bank details – Required if you are setting up a direct debit to pay your premiums monthly.
- Claims or accident history – You insurer must be made aware of all incidents involving your vehicle.
- Details of any driving convictions – Your insurer must be made aware of any convictions that you have. Driving convictions can add penalty points to your licence, in which case ‘car insurance with points’ must be obtained.
How can Try Compare help you to get cheaper car insurance?
It is very simple to compare cheap car insurance quotes online. The comparison service works with leading insurance providers in the UK and can offer you a large range of policies. Compare with over 100 car insurance providers in the UK to help people get the cheapest policy on the market. The process is very quick and easy… Just fill out the car insurance form providing details about yourself and the vehicle you want to insure. Use the comparison car insurance form today for your free quote at www.trycompare.co.uk. We can also provide access to insurance quotes online so feel free to browse the site and see!
What is an insurance policy excess?
An insurance policy excess is an amount you pay in the event of a claim. This amount is deducted from the amount your insurer puts towards the rest of your insurance claim, should it arise. If you opt for a higher excess, your insurance will typically be cheaper as the insurer won’t need to put as much toward a claim, again, should it arise.
Try comparing insurance with differing excess policies to see the differences you could get with your quotes.